Shape Tomorrow​

I met Tim during a period of uncertainty about my future. Previously, I hadn’t needed to manage my finances, as my late husband had always handled that for us. After selling our investment property, I faced a substantial capital gain and didn’t know how to manage the proceeds or how much longer I would need to work. Tim developed a comprehensive plan that significantly reduced my capital gain, restructured my superannuation to better suit my needs, and provided clear advice on handling the investment property proceeds. He gave me the confidence to retire on my terms, afford a new car, and enjoy the overseas holidays I had always dreamed of.”

I can promise you that you will not find a more caring, professional, pro-active financial advisor anywhere. Adam and his team are forthright and honest and they actually care. They are my team and now he also looks after both my daughters as well. I know that he will guide them and help them create their own future.

Adam has helped and guided us through reducing our personal debt and improving our cash flow. He’s secured our existing and future financial position with a combination of protective measures and investment strategies, which included consolidating our super and then putting it to work, and making it work hard for us. His guidance and advice (while slightly cautious for this avid risk taker) has helped us clear our personal debt, obtain well above average returns on our investments, and late last year, finally saw us in a position to buy our dream home.

Andrew has been extremely professional and pleasant to deal with. Andrew is prompt, reliable, honest and knowledgeable, providing quality advice to us for our retirement planning and superannuation investments. Andrew provided us with good comparisons, showed us savings we could make and has guided us in our best options for our money. We would have no hesitation in recommendina Andrew to triends and associates tor advice. money. We would have no hesitation in recommending Andrew to friends and associates for advice.

Tim explains everything to me in a way that I can understand. I am always confident with Tim. Tim has helped me with setting up a self funded pension and I am very happy with the service Tim gives to me.

It was the smartest decision and best investment we have ever madel Faced with some serious health and life challendes we were overwhelmed out of our comfort zone It was the smartest decision and best investment we have ever made! Faced with some serious health and life challenges we were overwhelmed, out of our comfort zone and really had no idea how to move ahead. Ciarán and Andrew are men of great integrity and they are trustworthy, professional, honest, knowledgeable and compassionate. Our association with them has changed our lives. They helped us create a retirement strategy and guided us in the implementation. They have given us the confidence and support we needed to make sound financial decisions and meet our financial and family goals.

“I was very anxious and apprehensive about dealing with a financial adviser for the first time. Matthew was extremely supportive and understanding, nothing was too much trouble for him to look into or explain. I can’t recommend him highly enough!”

“Matthew shows extensive knowledge as my financial adviser. He is always well prepared at meetings and offers me an extensive range of products and offers to suit my needs. He is extremely thorough in his presentation and I always leave with peace of mind knowing that he is managing my finances well.”

“11 out of 10! Tim helped my husband and I review our superannuation and insurance needs. As a sole trader with a pre-existing medical condition, we didn’t think we would ever be able to get affordable cover for my husband. Thanks to Tim, our family is now protected and our super balances are growing nicely. Tim listened and understood our needs and we found him to be very knowledgeable. Highly recommend Tim, Michelle and the team!”