Retirement Planning

Ensure you can enjoy retirement

We’ll guide you through your transition to retirement with a timeline that works for you. We’ll show you how to optimise your super and be prepared for a more enjoyable pace of life.

We’ll work out when you can retire; how much is enough to live on in retirement and what you need to do to make it last. We’ll stress test this against various investment portfolios and withdrawal amounts if required.

This may involve strategies such as reducing debt, looking at Salary Sacrifice and/or Transition to Retirement. We’ll explain why a pension account is one of most tax effective vehicles in Australia.

We’ll also put you in touch with trusted professionals to help with downsizing or selling property, reverse mortgages, using equity to be a guarantor for your kids thus building wealth for your family, minimising tax, exploring retirement village and care options for elderly relatives and planning estates.

Our retirement planning services include:

showing you how to work less and have a similar income.
calculating how much money is enough for you & how long you need it for.
incorporating any Centrelink benefits you are entitled to.
diversifying your portfolio and planning for financial storms.
protecting your capital.
maximising your return.
meeting your retirement goals, plan for large expenses.
ensuring your assets follow your wishes on your passing.

Contact us about Retirement Planning

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Please send me occasional updates on Financial Services that could benefit me

What our clients are saying

We were introduced to Tim through our mortgage broker. Tim's knowledge, experience, understanding and expertise of where we wish to be financially and how to get there comfortably made our decision makings very easy. The rewards are paying off.

It was the smartest decision and best investment we have ever made! Faced with some serious health and life challenges we were overwhelmed, out of our comfort zone and really had no idea how to move ahead. Ciarán and Andrew are men of great integrity and they are trustworthy, professional, honest, knowledgeable and compassionate. Our association with them has changed our lives. They helped us create a retirement strategy and guided us in the implementation. They have given us the confidence and support we needed to make sound financial decisions and meet our financial and family goals.

Tim explains everything to me in a way that I can understand. I am always confident with Tim. Tim has helped me with setting up a self funded pension and I am very happy with the service Tim gives to me.

Tim has helped with managing my money to give me a stress free retirement. A pleasure to deal with and very knowledgeable.

Adam has helped and guided us through reducing our personal debt and improving our cash flow. He's secured our existing and future financial position with a combination of protective measures and investment strategies, which included consolidating our super and then putting it to work, and making it work hard for us. His guidance and advice (while slightly cautious for this avid risk taker) has helped us clear our personal debt, obtain well above average returns on our investments, and late last year, finally saw us in a position to buy our dream home.